Need cash now for your business?

Then an Unsecured Business Loan might be just what you are looking for. Fast, flexible and no collateral required!

Fast funding to support your growth

Get the finance you need without the risk of using your assets as security. Unsecured business loans allow your business to access cash fast, while maintaining the safety of your personal assets.

We understand that sometimes small businesses need cash now, so they can ensure their growth and sustainability in the future. The application process for unsecured loans is quick and easy, taking just minutes of your time, so you can focus on your business while we take care of the finance. Smartbiz also provide a finance broker service so our brokers can help you secure additional loans and provide your business with any extra financial assistance you need.



Online Application

It takes just 10 minutes to complete the online application – all you need are your bank statements from the last 4 months!



Easy to Qualify

As long as you’ve been in business for 6 months and have a minimum turnover of $50k, your application will be considered with a high chance of approval!



Unsecured Loans

No assets? No stress. With Smartbiz Loans, you don’t need to provide us with assets for security. Access the funds you need without red tape getting in the way.



No ‘Credit Check’ Stress

Even if your credit history is less than perfect, an unsecured loan has fewer requirements than banks and lenders will still be able to offer you finance.

Cash in your bank account in a few simple steps


Apply Online

Grab a coffee and fill in the easy online form

Rapid Response

Hear from our friendly team within a few hours!

Payment, Pronto!

Have the cash in your account within 24-hours of approval.