Merchant Cash Advance for retailers

If your business takes payments via credit card or EFTPOS, sometimes you need a cash-flow boost while waiting for transactions to clear!

Finance for retail businesses needing fast funds

Different to traditional loan products, the Merchant Cash Advance allows your business to secure funds now, based on your future cash flow. Because this option is based on your future income, it is faster and easier, requiring almost no financials, credit checks, or collateral!

Borrow anything from $5K - $250k to alleviate financial difficulties quickly, and repay easily with a percentage of each future sale over a 12-month period. This unique loan works with your business, and has been designed to be an easy, hassle-free finance option you can rely on when it counts.

Pros and Cons of a merchant cash advance

With an MCA, you don’t receive any fixed monthly repayments or interest, and aren’t required to put up any of your assets as security. Being unsecured, this option is often more costly than traditional financing, with high fixed fees and requiring a minimum in credit card billings and daily credit card transactions.

It also has a maximum term of 12 months. However, if you don’t qualify for a traditional loan, this is a great way to access the funds you need – fast.



Quick Application

It takes just 10 minutes to complete the online application – and no complex financial details and checks are required.



Rapid Results

Merchant Cash Advances are fast! We aim to get the money in your account within 24-hours – and sometimes within 2!


Flexible Repayments

If it’s a quiet month, there is zero pressure to pay. With no set loan term, you pay back more when business is good, and less when it’s slow.



Easy to Qualify

Have you been in business for 6 months and have a minimum turnover of $50k? Then your application will be considered with a high chance of approval!

Cash in your bank account in a few simple steps


Apply Online

Grab a coffee and fill in the easy online form

Rapid Response

Hear from our friendly team within a few hours!

Payment, Pronto!

Have the cash in your account within 24-hours of approval.