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Bad Credit History

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Australia's online loans industry is maturing fast, and clients enjoy the convenience of online application, which many lenders offer. However, it takes a special company to stand out amongst the competition. The best way to do that in any industry, is to focus on the client.

Banks and major lending institutions try to do that, but their processes are time consuming and complex - two things that do not appeal to most Smartbiz owners in Australia. These institutions have not adapted with the changing times and consumer focus. Consumers desire a dynamic solution that solves both their current opportunities and future challenges.

The Cambridge Centre for Alternative Finance and University of Sydney Business School Released their Asia Pacific Alternative Finance Benchmarking Report in March 2016, which reported on the significant growth of online alternative finance in Australia. It also found that balance sheet business lending showed a market volume of $120 million in 2015. This is a lending method whereby business borrowers receive finance directly from the ...
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